Private Clients

Expats & Foreign Nationals

Financial Solutions for Expats & Foreign Nationals

Empire Global understands the unique financial challenges faced by expatriates and foreign nationals residing in countries different from their citizenship. Whether you’re an expat seeking to retain property in the UK or a foreign national looking to invest in UK real estate, we offer tailored financial solutions to meet your specific needs.

Why Choose Empire Global

Expertise: With years of experience, our dedicated team specialises in assisting expats and foreign nationals in navigating the complexities of international finance. We understand the intricacies of cross-border transactions and leverage our expertise to find suitable borrowing options tailored to your individual circumstances.

Tailored Solutions: Regardless of your nationality or current location, we work closely with an extensive panel of lenders to secure the most advantageous deals for your financial requirements. Our personalised approach ensures that you receive tailored solutions that align with your unique financial goals and objectives.

Property Investment Support: Whether you’re planning to return to the UK in the future or seeking to invest in rental properties, we provide comprehensive support throughout the property investment process. From securing financing for property purchases to navigating legal and regulatory considerations, our team has the expertise to guide you every step of the way.

How We Can Help

If you’re interested in exploring finance options or discussing your financial needs further, our dedicated Debt Specialists are here to assist you. Contact us today to schedule a consultation and discover how Empire Global can help you achieve your financial goals while living abroad.

What We Offer

Unlisted Stock Loans

This type of lending refers to loans that are secured by shares of a privately held or unlisted company. These companies are not publicly traded on a stock exchange, so their shares are not available for trading on the open market.

If you have unlisted shares in a prosperous company, our team of experts can help facilitate your loan, using the shares as collateral, which provides you with the opportunity to secure funds without the need to sell your valued assets.

Unlisted stock loans are currently a niche part of the market, often proving difficulty in finding a lender that offers this type of loan. However, due to our strong connections with lenders who offer such financing, we can make it possible for you.

Single Stock Loans

Single stock loans can be used to create liquidity, purchase assets, buy properties and reinvest to explore new opportunities.

They are typically designed for individuals or entities that own a significant amount of a specific, publicly traded stock and need access to liquidity without selling their shares.

Single Stock Loans can be used in numerous situations, including but not limited to:

  • High Net Worth individuals who have substantial holdings in a specific stock may use single stock loans to unlock the value of their investments without disrupting their investment portfolio
  • Company executives or founders of publicly traded companies may hold a significant portion of their wealth in the form of company stock and thus, use single stock loans to access capital for personal or business purposes without selling their shares
  • Investors who accumulate a large portion of their wealth in a single stock, often due to factors like long-term holding or previous employment with the company, can use single stock loans to help diversify their holdings or provide liquidity for other investments

AUM Lending

AUM lending refers to a type of lending where the amount you can receive is determined based on your assets under management (AUM) with a financial institution. Lenders will typically offer more favourable terms to clients who can provide significant assets for the lender to manage over the term of a loan. AUM lending is typically used by high-net-worth individuals, institutional investors, and businesses that have a substantial amount of assets managed by a financial institution.

Our debt specialists at Empire Global can help secure your AUM loan, giving you the opportunity to access liquidity without being dependent on market conditions, keep your existing investment strategy intact or optimise your investment portfolio.