Luxury Asset Finance
Unlocking Liquidity While Preserving Long-Term Wealth
9th December 2025
Release capital from luxury assets without selling...
High-net-worth individuals often hold significant value in assets like yachts, fine art, aircraft, classic vehicles, jewellery or luxury property.
These assets can form a key part of long-term wealth strategy, yet accessing liquidity from them without selling can be essential when pursuing new opportunities or managing investment plans. Luxury asset finance provides a way to release capital while retaining ownership. At Empire Global, we work with clients to secure funding that is aligned with the value, structure and role each asset plays within their broader portfolio. This ensures liquidity is accessed strategically, without disrupting long-term financial positioning or forcing asset sales during unfavourable market conditions.
How Luxury Asset Finance Supports Wealth Strategy
- Access Liquidity While Retaining Ownership
Clients can unlock capital tied up in high-value assets while continuing to benefit from future appreciation and use of the asset. This supports both short-term opportunities and long-term wealth creation.
- Tailored Funding Structures
Every asset and ownership arrangement is unique. We structure financing to reflect valuation, liquidity needs, investment timelines and broader financial priorities, ensuring funding supports—not pressures—the portfolio.
- Access to a Global Network of Specialist Lenders
We work with private banks, specialist lenders and international finance houses who understand high-value assets and can offer terms that align with the nature of the asset and the client’s objectives.
- Integrated Risk and Wealth Planning
Our advisory approach includes reviewing market conditions, insurance considerations, regulatory requirements and long-term financial implications. This helps ensure decisions support long-term value and risk management.
- Supporting Growth, Flexibility and Opportunity
Luxury asset finance is not simply a way to raise capital. Used strategically, it supports investment diversification, new ventures, liquidity planning and lifestyle flexibility, without compromising the integrity of the portfolio.
A Strategic Approach to Luxury Asset Finance