Commercial Finance
Commercial Mortgage Broker for London
9th December 2025
London remains one of the most active and competitive commercial property markets in the UK...
Lending appetite has improved across 2024 and 2025, but criteria remain tight and lenders continue to take a selective, sector-led approach. For developers and investors, securing the right funding now depends as much on how the deal is presented as it does on the underlying asset.
As specialist commercial mortgage brokers, we understand which lenders are active in London, how appetite varies across sectors such as mixed-use, offices, industrial and development, and what is required to structure a proposal that moves through underwriting efficiently.
For clients operating in London, this combination of access, experience and market insight often makes the difference between a delayed application and a successful, well-structured facility.
How We Support Clients in London:
- Access to a wide network of commercial lenders:
We maintain direct relationships with high-street banks, specialist commercial lenders, private banks and international institutions operating in London. This gives clients access to lenders who understand London property and can structure facilities suited to offices, mixed-use buildings, industrial units, retail spaces and development projects.
- Funding structured around your project:
We shape the finance around the specifics of the asset, the business plan and the risk profile. This includes staged drawdowns for development, refinance strategies for stabilised assets and forward-funding options where appropriate.
- Negotiate on your behalf:
Our experience and lender access allow us to negotiate more competitive terms, including pricing, covenants, leverage and repayment profiles. This can make a material difference to project margins and creates a smoother route through credit approval.
- Market insight:
We track sector-specific appetite closely. Lender interest in London offices, industrial assets or mixed-use schemes can shift quickly. We advise clients on when to approach lenders, how to present the deal and how to align the funding request with current market sentiment.
- Risk management:
Commercial property projects carry planning, construction and market risks. We help mitigate these by aligning facility terms with real-world project milestones, managing drawdowns carefully and ensuring the exit strategy is achievable under current market conditions.
- A streamlined and coordinated application process:
We prepare the full lending package, manage documentation, coordinate with valuers and solicitors and present the case in a lender-ready format. This reduces delays, removes administrative pressure and increases the probability of first-time approval.
- Clear and achievable exit strategies:
Lenders need confidence in how the loan will be repaid. We help clients plan exits through refinance, sale, stabilisation or forward-sale, ensuring the strategy is realistic and defensible during underwriting.
- Access to sustainability-linked and ESG-aligned finance:
Green and energy-efficient commercial schemes are increasingly prioritised by lenders. We identify funders offering sustainability-linked incentives and help clients position their project to meet those criteria, improving terms and strengthening approval.
Why EGF?